Insurance on Long Island (LI)
Finding the correct insurance information for Long Island residents can be tricky since Long Island is divided up into so many towns and villages. We have put together some information about some of the individual zip codes and how these statistics could influence their insurance rates.
Areas on Long Island with the Highest % of Renters
| Long Beach | 47% |
| East Rockaway | 29% |
| Rockville Centre | 29% |
| Lynbrook | 27% |
| Great Neck | 26% |
Areas on Long Island with the Highest Commute Time (in minutes)
| Great Neck | 40.8 |
| Long Beach | 39.2 |
| Elmont | 38.4 |
| Oceanside | 36.9 |
| Uniondale | 35.7 |
Areas on Long Island with the Highest Median Home Value
| Great Neck | $963,550.00 |
| Garden City | $953,399.00 |
| Rockville Centre | $708,493.00 |
| Merrick | $608,669.00 |
| East Rockaway | $527,880.00 |
Bellmore, NY Insurance Information
The Bellmore, NY Fire Department Home Insurance vs. Renters Insurance: More homeowners than renters (5,643 houses, 4,993 occupied by owners and 650 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Bellmore, NY with a mortgage pays $1,914. Homeowners without a mortgage have median costs of $735. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 35.4 minutes.
Population: 16,076
Home Value: In 2007, the median home/condo value was $513,076 compared to $242,600 in 2000.
East Rockaway, NY Insurance Information
The Docks, East Rockaway, NY Home Insurance vs. Renters Insurance: More homeowners than renters (3,954 houses, 2,812 occupied by owners and 1,142 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in East Rockaway, NY with a mortgage pays $1,913. Homeowners without a mortgage have median costs of $842. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 34.1 minutes.
Flood Insurance: According to The National Flood Insurance Program, since 1978, the town of East Rockaway, NY has had 268 total flood insurance claims resulting in payments totaling $1,330,199.75.
Population: 10,414
Home Value: In 2007, the median home/condo value was $527,880 compared to $249,600 in 2000.
Elmont, NY Insurance Information
Belmont Park, Elmont, NY Home Insurance vs. Renters Insurance: More homeowners than renters (9,902 houses, 7,735 occupied by owners and 2,167 occupied by renters)
Famous for: The Belmont Park Race Track
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Elmont, NY with a mortgage pays $1,882. Homeowners without a mortgage have median costs of $647. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 38.4 minutes.
Population: 31,932
Home Value: In 2007, the median home/condo value was $405,639 compared to $191,800 in 2000.
Garden City, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (7,380 houses, 6,884 occupied by owners and 496 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Garden City, NY with a mortgage pays $2,645. Homeowners without a mortgage have median costs of $947. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 34.6 minutes.
Population: 21,753
Famous for: Being founded by multi-millionaire Alexander Turney Stewart in 1869.
Home Value: In 2007, the median home/condo value was $953,399 compared to $450,800 in 2000.
Great Neck, NY Insurance Information
Saddle Rock Grist Mill, Great Neck, NY Home Insurance vs. Renters Insurance: More homeowners than renters (3,347 houses, 2,474 occupied by owners and 873 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Great Neck, NY with a mortgage pays $2,917. Homeowners without a mortgage have median costs of $896. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 40.8 minutes.
Flood Insurance: According to The National Flood Insurance Program, since 1978, the town of Great Neck, NY has had 116 total flood insurance claims resulting in payments totaling $764,677.91.
Population: 9,538
Famous for: Home of Sam Warner, one of the four brothers who are co-founders of Warner Bros.
Home Value: In 2007, the median home/condo value was $963,550 compared to $455,600 in 2000.
Hewlett, NY Insurance Information
Grant Park, Hewlett, NYHome Insurance vs. Renters Insurance: More homeowners than renters (2,634 houses, 2,042 occupied by owners and 592 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Hewlett, NY with a mortgage pays $2,173. Homeowners without a mortgage have median costs of $828. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 31.5 minutes.
Population: 7,060
Famous for: Being one the “five towns” of south-western Nassau County.
Home Value: In 2007, the median home/condo value was $520,478 compared to $246,100 in 2000.
Levittown, NY Insurance Information
Levittown Veterans Memorial Park, Levittown, NYHome Insurance vs. Renters Insurance: More homeowners than renters (17,206 houses, 15,437 occupied by owners and 1,769 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Levittown, NY with a mortgage pays $1,627. Homeowners without a mortgage have median costs of $638. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 31.5 minutes.
Population: 53,063
Famous for: Getting its name from its builder – the firm of Levitt & Sons Inc.
Home Value: In 2007, the median home/condo value was $401,197 compared to $189,700 in 2000.
Long Beach, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (14,923 houses, 7,964 occupied by owners and 6,959 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Long Beach, NY with a mortgage pays $1,800. Homeowners without a mortgage have median costs of $654. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 39.2 minutes.
Flood Insurance: According to The National Flood Insurance Program, since 1978, the town of Long Beach, NY has had 1,551 total flood insurance claims resulting in payments totaling $8,884,713.91.
Population: 35,462
Famous for: Being one of the two only cities in Nassau County.
Home Value: In 2007, the median home/condo value was $452,590 compared to $214,000 in 2000.
Lynbrook, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (7,361 houses, 5,363 occupied by owners and 1,998 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Lynbrook, NY with a mortgage pays $1,841. Homeowners without a mortgage have median costs of $754. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 32.5 minutes.
Population: 29,000
Famous for: Everybody Loves Raymond took place in Lynbrook.
Home Value: In 2007, the median home/condo value was $464,221 compared to $219,500 in 2000.
Merrick, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (7,524 houses, 7,120 occupied by owners and 404 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Merrick, NY with a mortgage pays $2,076. Homeowners without a mortgage have median costs of $883. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 35.3 minutes.
Population: 22.764
Famous for: Home of Ben Cohen, co-founder of Ben & Jerry’s Ice Cream
Home Value: In 2007, the median home/condo value was $608,669 compared to $287,800 in 2000.
New Hyde Park, NY Insurance Information
A Diner on Hillside Avenue, New Hyde Park, NYHome Insurance vs. Renters Insurance: More homeowners than renters (3,291 houses, 2,720 occupied by owners and 571 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in New Hyde Park, NY with a mortgage pays $1,772. Homeowners without a mortgage have median costs of $677. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 31.4 minutes.
Population: 9,523
Famous for: Being a commuter town. Over 75% of its land is used for single family residential.
Home Value: In 2007, the median home/condo value was $523,650 compared to $247,600 in 2000.
Oceanside, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (11,224 houses, 9,886 occupied by owners and 1,338 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Oceanside, NY with a mortgage pays $1,831. Homeowners without a mortgage have median costs of $752. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 36.9 minutes.
Population: 32,733
Famous for: Being the home of Robert Iger, CEO of The Walt Disney Company.
Home Value: In 2007, the median home/condo value was $504,193 compared to $238,400 in 2000.
Rockville Centre, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (9,203 houses, 6,565 occupied by owners and 2,638 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in New Hyde Park, NY with a mortgage pays $2,215. Homeowners without a mortgage have median costs of $821. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 34.4 minutes.
Flood Insurance: According to The National Flood Insurance Program, since 1978, the town of Rockville Centre, NY has had 29 total flood insurance claims resulting in payments totaling $43,049.16.
Population: 24,568
Famous for: Howard Stern went to high school in Rockville Centre.
Home Value: In 2007, the median home/condo value was $708,493 compared to $335,000 in 2000.
Uniondale, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (6,026 houses, 4,755 occupied by owners and 1,271 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Uniondale, NY with a mortgage pays $1,705. Homeowners without a mortgage have median costs of $553. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 35.7 minutes.
Population: 23,011
Famous for: Being the home of the New York Islanders.
Home Value: In 2007, the median home/condo value was $354,035 compared to $167,400 in 2000.
Valley Stream, NY Insurance Information
Home Insurance vs. Renters Insurance: More homeowners than renters (12,492 houses, 10,038 occupied by owners and 2,454 occupied by renters)
Costs to maintain a home: Costs for a homeowner include more than just mortgage payments. The median homeowner in Valley Stream, NY with a mortgage pays $1,772. Homeowners without a mortgage have median costs of $679. These other costs include utilities, home insurance, and other miscellaneous expenses.
Car Insurance: Average commute time is 33.9 minutes.
Flood Insurance: According to The National Flood Insurance Program, since 1978, the town of Valley Stream, NY has had 115 total flood insurance claims resulting in payments totaling $1,168,536.80.
Population: 36,368
Famous for: Snapple Beverage Co, and the drink itself, started in Valley Stream.
Home Value: In 2007, the median home/condo value was $428,480 compared to $202,600 in 2000.